{
  "_generator": {"name": "Brandry.ai", "url": "https://brandry.ai", "generated_at": "2026-07-26T16:49:36Z"},
  "vin": "5NMP5DGL6TH216382",
  "title": "2026 Hyundai SANTA FE Calligraphy",
  "year": 2026,
  "make": "Hyundai",
  "model": "SANTA FE",
  "trim": "Calligraphy",
  "decoded_trim": "Calligraphy",
  "condition": "new",
  "price": 46821.0,
  "msrp": 51955.0,
  "sale_price": 48071.0,
  "currency": "USD",
  "mileage": 8,
  "exterior_color": "Gray",
  "interior_color": "Pecan Brown",
  "drivetrain": "AWD",
  "body_style": "SUVs",
  "vehicle_type": "car",
  "fuel_type": "Gasoline Fuel",
  "doors": 4,
  "seating_capacity": 6,
  "engine": "2.5L I4",
  "engine_displacement_l": 2.5,
  "engine_cylinders": null,
  "transmission": "8-Speed Automatic with SHIFTRONIC",
  "mpg_city": 20,
  "mpg_hwy": 28,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "NRHD260809",
  "stock_status": "In Stock",
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "dealer_fees": 413.0,
  "photo_count": 29,
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  ],
  "vin_decode": {
    "make": "Hyundai",
    "model": "Santa Fe",
    "year": 2026,
    "trim": "Calligraphy",
    "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "2.5L",
    "engine_displacement_l": 2.5,
    "cylinders": null,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": 5
  },
  "offers": [],
  "price_history": [],
  "window_sticker": {
    "msrp": 51955.0,
    "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL6TH216382.pdf",
    "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th216382/",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle Hyundai Downers Grove",
    "short_name": "Castle Hyundai Downers Grove",
    "city": "Downers Grove",
    "state": "IL",
    "address": "1866 Ogden Avenue",
    "zip": "60515",
    "phone": "(630) 598-9960",
    "website": "https://www.castlehyundaidownersgrove.com"
  },
  "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th216382/",
  "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL6TH216382.html",
  "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH216382.json",
  "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH216382.md",
  "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th216382/",
  "generated_at": "2026-07-26T16:49:36Z",
  "price_excl_doc_fee": null,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": null,
  "savings": null,
  "price_check": {
    "ok": false,
    "issues": [
      "price_source_undated",
      "doc_fee_policy_unknown"
    ],
    "checks": 4,
    "rule": "unknown",
    "stale": true
  },
  "price_stale": true,
  "price_advertisable": false,
  "price_stale_reason": "price_source_undated",
  "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
  "price_max_age_hours": 48,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "off_msrp.v1",
    "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.",
    "full": "Advertised: save $5,134. This offer applies to Stock #NRHD260809, VIN 5NMP5DGL6TH216382. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,955. Advertised price: $46,821. Savings: $5,134, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Manufacturer's suggested retail price",
        "value": "$51,955"
      },
      {
        "label": "Advertised price",
        "value": "$46,821"
      },
      {
        "label": "Savings",
        "value": "$5,134, measured as the manufacturer's suggested retail price minus the advertised price"
      }
    ],
    "advertised": "save $5,134",
    "expires": null,
    "required_missing": [],
    "required_missing_keys": [],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": null,
    "advertisable": true,
    "estimate_only": false,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "3rd Row Seat",
    "AWD",
    "Adaptive Cruise Control",
    "Android Auto",
    "Apple CarPlay",
    "Backup Camera",
    "Blind Spot Monitor",
    "Bluetooth",
    "Hands-Free Liftgate",
    "Heated Seats",
    "Interior Accents",
    "Keyless Entry",
    "Lane Departure Warning",
    "Leather Seats",
    "Memory Seats",
    "Navigation System",
    "Power Liftgate",
    "Power Seats",
    "Premium Audio",
    "Rain Sensing Wipers",
    "Satellite Radio Ready",
    "Sunroof / Moonroof",
    "WiFi Hotspot"
  ],
  "computed_offers": {
    "generated_at": "2026-07-26T16:49:37Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "60515",
      "state": "IL",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 46821.0,
      "price_reconciled": false,
      "price_stale": true,
      "price_age_hours": null,
      "price_max_age_hours": 48,
      "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_5NMP5DGL6TH216382_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 829,
          "unit": "per_month",
          "display": "$829/mo"
        },
        "provenance": "program",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 46821.0,
          "price_incl_doc": 46821.0,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 60,
          "apr": 0.0,
          "tax_rate": 0.0625,
          "zip": "60515",
          "program_code": "2026 Hyundai Santa Fe \u2014 Finance",
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 829.12,
          "amount_financed": 49747.31,
          "sales_tax": 2926.31,
          "total_of_payments": 49747.31,
          "finance_charge": 0.0,
          "per_1000_financed": 16.67,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 17,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_5NMP5DGL6TH216382_finance_84",
        "type": "finance_84",
        "label": "Finance",
        "headline": {
          "value": 738,
          "unit": "per_month",
          "display": "$738/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 46821.0,
          "price_incl_doc": 46821.0,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 84,
          "apr": 6.49,
          "tax_rate": 0.0625,
          "zip": "60515",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 738.48,
          "amount_financed": 49747.31,
          "sales_tax": 2926.31,
          "total_of_payments": 62032.21,
          "finance_charge": 12284.9,
          "per_1000_financed": 14.84,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,032. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_5NMP5DGL6TH216382_lease_zero_down",
        "type": "lease_zero_down",
        "label": "Zero-down lease",
        "headline": {
          "value": 577,
          "unit": "per_month",
          "display": "$577/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "msrp": 51955.0,
          "selling_price": 46821.0,
          "cap_cost_reduction": 0.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 650.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "60515",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 577.34,
          "net_cap_cost": 47471.0,
          "residual_value": 32212.1,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 577.34,
            "downPayment": 0,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 737.34
          },
          "total_of_payments": 20772,
          "total_of_payments_unrounded": 20784.24
        },
        "disclosure": "Estimated lease payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $51,955. Lease selling price $46,821. Net capitalized cost $47,471. Residual value $32,212, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_5NMP5DGL6TH216382_lease",
        "type": "lease",
        "label": "Lease",
        "headline": {
          "value": 484,
          "unit": "per_month",
          "display": "$484/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_flag",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "msrp": 51955.0,
          "selling_price": 46821.0,
          "cap_cost_reduction": 2999.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 650.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "60515",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 484.05,
          "net_cap_cost": 44472.0,
          "residual_value": 32212.1,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 484.05,
            "downPayment": 2999,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 3643.05
          },
          "total_of_payments": 17424,
          "total_of_payments_unrounded": 17425.8
        },
        "disclosure": "Estimated lease payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,955. Lease selling price $46,821. Net capitalized cost $44,472. Residual value $32,212, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "off_msrp",
        "failed_checks": [
          "price_source_stale"
        ],
        "severity": "hard",
        "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."
      }
    ],
    "counts": {
      "offers": 4,
      "suppressed": 1,
      "advertisable": 0
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}